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Craft3 Privacy Policy

This Privacy Policy explains our policies regarding information you provide and we collect and how we may use or disclose that information. We value your privacy and provide this Privacy Policy to help you make informed decisions about your use of Craft3’s services, including the submission and processing of this application. By submitting this application, you consent to and authorize Craft3 to use your personal and company information as described in this Privacy Policy. If you do not agree to our use of your information consistent with this Privacy Policy, you should not submit the application.

Craft3 does collect and use your information, including personally identifiable information, for business purposes, for communicating with you and evaluating your loan application and, if approved, the processing and servicing of your loan. The security of your personally identifiable information is important to us, and so we take commercially reasonable steps to maintain the security of that information. In general, we will not share your personally identifiable information or company information with third parties without your prior permission. Within Craft3, we will limit access to borrower and client records to Craft3’s own employees who manage the credits or accounts, those performing regulatory/oversight functions, and subcontractors who have signed confidentiality agreements. Craft3 also uses a firewall and network security methods and policies to protect against unauthorized access to electronic files. Our practice is to maintain working papers and other sensitive documents in secure files or to shred such materials.

Please be aware that we may be required by applicable law, subpoena, court order or other legal process (including rendering assistance to government enforcement agencies) to disclose or retain for some period the personally identifiable information and/or company information that you submit to us. It is our policy to comply with any such requirements or good-faith belief that such requirement exists, and you agree we shall have no liability for any such disclosure or retention.

If Craft3 does make a loan, it may reserve the right to sell that loan to another financial institution or organization. Under such circumstances, if your loan is to be sold, we also reserve the right to disclose and/or transfer your personally identifiable and company information on a confidential basis to a third party in connection with such sale.

Furthermore, please remember that no method of transmission over the Internet or method of electronic storage is perfect or 100 percent secure. Therefore, we cannot and do not guarantee or warrant the absolute security of the information you provide to us.

Craft3 reserves the right to change, add, or delete any portions of this Privacy Policy from time to time without liability or prior notice to you.

Please contact privacypolicy@craft3.org if you ever have concerns or questions about our Privacy Policy. Alternatively, you may send your concern or question to Privacy Policy via our confidential fax at 360-456-1031.